How can thieves steal you identity?

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Identity theft is an ancient practice. With a steady growth of population globally and technology advances, the practice has continued to thrive. People steal identities either as a tool to defame others or just to steal from them. Most identity thefts that have been recorded were targeted at stealing money and other valuables from the victims. Whereas there are those thieves that target specific people, most identity thefts are random and consequently victims are drawn from all walks of life. Maybe you have never heard about identity theft and you are wondering how and why it happens. When identity thieves access your confidential information they are able impersonate you. They can apply for credit cards, loans, driving licenses, etc using Read more…

Things you must know about identity theft

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Identity theft occurs when someone assumes someone else’s identity by illegally using his or her confidential information, such as social-security, bank-account, or credit-card number. Identity thieves benefit financially by removing funds from their victims’ bank accounts, taking out mortgages or other loan obligations in their victims’ names, and obtaining credit cards in their victims’ names and using them to run up large debts. If identity thieves cover their tracks by having bills and other mail sent to addresses they control, the victim will not be aware of the theft until considerable damage has occurred. Usually, victims can eventually prove that they are not responsible for the debts or missing funds, but they may spend significant time and money restoring their Read more…

Signs of Identity Theft

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As you may know, identity theft is becoming more prevalent both in the online and offline world. This is because people aren’t as cautious as they should be, and thieves continue to find new ways of stealing personal information. For instance, a store may ask you to put your social security number on your check. This is not required of course, but it’s a way for someone to steal your identity. Some people however have no problems revealing critical information about themselves that could result in being the next victim of identity theft. Read more…

Steps To Prevent Identity Theft

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Identity theft is a crime that seems to be getting worse throughout the world. In past years, one could argue that this crime has been taken too lightly by people, generally assuming that it couldn’t happen to them. However, as the rates of identity theft continue to grow, more people now want to know the steps to prevent identity theft. This shows that people are taking it more seriously now then ever before. Identity theft really makes victims feel like their privacy has been invaded, despite the fact that the never personally encounter the thieves. Such a crime can cause damage to victims emotionally. It almost is the equivalent of a criminal coming into a home and vandalizing it. Read more…

ID Theft Insurance: What To Expect

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Identity theft prevention is being pursued by many who are looking to avoid or at the very least minimize the losses if victimized. One such way is to obtain credit card protection, but this won’t protect from all types of identity theft. The other option is ID theft insurance, which is designed specifically for those who want coverage in case they are victims of identity theft. Read more…

Child Identity Theft: Is Your Child At Risk?

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While identity theft is an issue that is often talked about, what tends to be ignored is the increase in child identity theft. When everyone is born, they are assigned a social security number. Since children don’t generally use their social security number, they are more susceptible to identity theft. Also, their credit report or social security number isn’t typically monitored by families, which also increases the likelihood of being victims of identity theft. When thieves get access to this information, they are able to use a child’s name to get credit cards and obtain additional finances. Read more…